• International Business

    The Truth About Banks

    Banking sector has remained the backbone of Indian economy since independence. While public policymakers have long recognized the importance of banking to economic improvement, banks are privately-owned, for-profit institutions. Banks are usually owned by stockholders; the stockholders’ stake within the bank kinds most of its fairness capital, a financial institution’s final buffer towards losses. At the end of the 12 months, a bank pays some or all of its earnings to its shareholders in the type of dividends. The financial institution might retain some of its profits to add to its capital. Stockholders may additionally choose to reinvest their dividends within the bank. Whether making use of for a standard…

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  • Sales Management

    The Truth About Banks

    As the economic disaster continues to unfold, the monetary service trade faces serious challenges. Future strategic financial market improvement initiatives in Indonesia should be oriented towards achieving qualities of deep and globally competitive financial markets. Such qualities are: (i) capability to provide alternative sources of financing and funding; (ii) potential to facilitate risk mitigation; and (iii) ability to advertise transaction effectivity by refining the quality of economic market infrastructure. That’s a much more efficient method to police the market than hiring an army of regulators who often times don’t understand how the market works and often instances bail from government service to work for the very people they’re supposed to…

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